The challenge
What organisations face
Decades-old core systems hold the authoritative ledger but expose few usable interfaces. Each new channel, open banking connection or embedded finance partnership requires bespoke integration work against batch files and proprietary protocols, making product launches slow, expensive and dependent on a shrinking pool of specialists who understand the legacy estate.
The solution
What VulcanTech engineers
VulcanTech would introduce an API and event layer in front of the core using the strangler pattern: change-data-capture streams account events, a versioned API gateway exposes products to channels and partners, and selected capabilities move into cloud-native services over time. Contract testing, observability and automated release pipelines keep each step reversible and controlled.
Expected outcomes
What changes for the business
- Faster launch of products, channels and partner integrations
- Reduced dependency on scarce legacy skills
- Modernisation delivered in low-risk, reversible increments
Capabilities
Service lines involved
- Application ModernisationModernise ageing applications incrementally, without interrupting the operations that depend on them.
- API & Integration ArchitectureGoverned APIs and resilient integrations that keep enterprise data consistent across systems.
- Cloud & Platform OperationsGoverned delivery pipelines and cloud platforms defined as code, observable and cost-controlled.
Financial Services
Related use cases
- Real-time fraud detectionStreaming risk scoring that flags suspicious payments and account activity in milliseconds, with explainable signals that fraud analysts and model risk teams can review.
- Fewer genuine customers declined at the point of payment
- Analyst effort focused on the highest-risk alerts
- Agentic KYC and onboardingAI agents that gather, verify and assemble customer due diligence files, routing only genuine exceptions to compliance officers for decision.
- Shorter time from application to approved account
- Consistent, evidence-backed due diligence files
- Regulatory policy copilotA secure retrieval assistant that answers staff questions from approved policies, procedures and regulatory texts, with citations to every source.
- Staff find approved answers without escalating to compliance
- Every response traceable to a cited, current source
Free discovery session
Explore core banking API modernisation for your organisation
Tell us what you're building. You'll hear back from an engineer, not an inbox.
- 1We reply within one business day to set up a 30-minute call.
- 2A senior engineer — not a salesperson — walks through your problem.
- 3You get a scoped proposal with timeline and cost. No obligation.
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